There should be more restriction on credit card use. Part of the reason that we should have more restrictions is because of the ECONOMY and its current problems. People were borrowing more than their actual INCOME. A lot of people don’t know of the dangers of credit card use since in schools we don’t teach FINANCE as a required course in school. Peoples own lack of knowledge led to one of the greatest recessions of our time. I believe that better education along with more restrictions on the use of credit cards will lead to better financial health and a better nation.